• 0 Posts
  • 17 Comments
Joined 1 year ago
Cake day: June 7th, 2023
  • saigot@lemmy.catoAsklemmy@lemmy.ml•Do you honestly see yourself ever retiring and how?
    2·
    3 days ago

    Barring any global events probably. I am quite fortunate.

    To start with me and my wife are both sw engineers.

    I earn some nice big company stock, from when I started to 5 years later it’s 10x’d. I was a few years late to really hit jackpot but I still made a lot and will hopefully continue to gain. My company also matches the first 6% of my rrsp (a 401k for canadains) and I contribute 8%. I also have a maxed tfsa.

    I am a pretty aggressive budgeter so I make sure we spend below our means and build uo other savings as well.

    There’s a bit of a “problem” at my company where many of the senior staff basically have blank cheques because only they understand the overall architecture. I hope to also end up in this position. I knew a guy that worked 2 half days a week for at least 2x my salary with vacation time to boot. All he did was answer questions for a few hours then go home.

    I bought a house during a panic price drop in 2020 got a really cheap price and then sold it for a huge profit and bought a run down duplex that is a bad investment property but a good place to live for my polycule (in a super walkable neighborhood to boot!). I plan to die in This house. I got what will probably be an all time low interest rate of 1.7% and have been paying it off faster than necessary. When it renews next year at 4-5% I will hopefully keep the same monthly. If my monthly doesn’t grow above that then I’ll be pretty on track to have it paid off before I turn 45, giving me more money to save and also lowering the amount I need a month.

    If interest rates go down or me/wife gets some nice promotions or my company stock does another big climb then kids might even be on the table.

  • saigot@lemmy.catoAsklemmy@lemmy.ml•What are some small things that grind your gears?
    2·
    14 days ago

    Where I live you can either use those cornstarch types or paper bags (very similar to yard waste bags). I like the paper bag for the big bin that goes in the roadside, but cornstarch ones for the one in the kitchen that only sticks around a day or two. Perhaps raise the idea with your local council.

    I prefer curbside system because it is able to accept many things that my at home compost can’t handle like dog shit, meats and those biodegradable “plastics” that need industrial facilities. Also apartments.

  • saigot@lemmy.catoAsklemmy@lemmy.ml•On prison abolition
    1·
    17 days ago

    I don’t think you can start with prison reform.

    You can’t rehabilitate someone who is stealing out of necessity or because they are mentally unwell. Have to start with providing UBI and universal Healthcare (including and especially mental health and addiction rehab). Probably also should solve homelessness and provide cheap educational options too.

    Once that’s in start improving prisons, make them not slums, provide some ways to keep up with the times (an excon with no concept of the internet is not going to be functional in today’s society) and provide job programs and some way of protecting excons from excessive discrimination. The number one metric to measure the success of a prison should be the recitivism rate.

    Now maybe after all this is done there’s a few people who cannot be classified as insane and are deadset on committing violent crimes. I will point out that a lot of organized crime would fall apart when there isn’t a fresh supply of disenfranchised people to exploit at the bottom and a lot of white collar crime does not need full exclusion from society more than exclusion from the system they were exploiting.thise few remaining murders and terrorists can go be in prison.

    Tldr: to fix prisons you must first fix society.