I use GnuCash. I typically update every couple weeks up to a month. Beyond that it can be hard to remember what specific transactions were.

It’s double ledger and I really like that it forces strict accounting. That sounds cumbersome but once you’re set up (it may take some trial and error), for me my workflow is essentially:

• Copy prior paycheck splits & update them to reflect new paychecks.
• export QFX files from credit cards
• import QFX, check / set transaction accounts
• any small manual updates (interest payments in accounts, etc)

It’s not automated but my data always remains local, and I can use the Linux or android application. I don’t bother daily tracking on my phone, else it might be cumbersome. I’ve never used any of the budget features, just tracking where my money comes and goes.

This sounds quite interesting!