I use GnuCash. I typically update every couple weeks up to a month. Beyond that it can be hard to remember what specific transactions were.

It’s double ledger and I really like that it forces strict accounting. That sounds cumbersome but once you’re set up (it may take some trial and error), for me my workflow is essentially:

• Copy prior paycheck splits & update them to reflect new paychecks.
• export QFX files from credit cards
• import QFX, check / set transaction accounts
• any small manual updates (interest payments in accounts, etc)

It’s not automated but my data always remains local, and I can use the Linux or android application. I don’t bother daily tracking on my phone, else it might be cumbersome. I’ve never used any of the budget features, just tracking where my money comes and goes.