Just a thought I had, like what can a ten year old do(besides mass murder & accidents) that messes up their life so badly that it is unrecoverable?
It has to be something that is self inflicted and not something that is the cause of others around them.
It takes education, you can work your whole life at being a pro golfer, but if you never receive guidance, you will not reach your potential.
Being a pro golfer isn’t the only way to make money.
Working isn’t the only way to amass capital either. In fact, it is surely the slowest method.