Come on, not OP but we both know credit cards disproportionately fuck over the poor. Sometimes necessary expenses surprise you and you don’t have any other choice. Personally I have great credit and 1 continually paid-off credit card but I’m not gonna pretend it’s a moral failing if you don’t. I know of a card that has a 40.99% interest rate here in Canada because it’s marketed towards poor people with bad credit.
Come on, not OP but we both know credit cards disproportionately fuck over the poor. Sometimes necessary expenses surprise you and you don’t have any other choice. Personally I have great credit and 1 continually paid-off credit card but I’m not gonna pretend it’s a moral failing if you don’t. I know of a card that has a 40.99% interest rate here in Canada because it’s marketed towards poor people with bad credit.