The rubber duck method is just another flavor of thinking out loud.

I guess they are acting right away instead of waiting for the paperwork to get sorted out.

Not really seeing this as a haha funny moment as much as it is two people who realize their marriage isn’t going to work out having a calm and rational discussion followed by being supportive of each other. Well, it isn’t long enough to show the passenger being supportive, but kind of assume they must be based on context.

It is shadiness, because the odds are that you wil make a mistake and they will hold it against you. The whole private insurance setup exists to find ways to delay and poasibly deny coverage.

That is also why you pick what you will be covered for before the year starts, as if you can predict which major medical issues you will have in the upcoming year. Better pick a bunch of stuff that isn’t likely, and they can deny when you didn’t pick the obscure one!

Which part of the year is DST and which part is Standard Time?

I know, but it seems like half the people that say they prefer DST have it backwards.

It is so customers can feel good about working with a VP for their personalized service.

Hierarchy theater.