Oh my god! What happened to it? Did you change your order to the same thing?

If there were a steady growing economy and no crazy events for the next 20 years, and no major health issues, my Roth 401k would probably be enough for a modest retirement.

I was just wondering what the penalty would be to withdraw everything before 59, so I could figure out if it would be enough to immigrate somewhere with reasonable healthcare and a social safety net that would take those worries out of the equation. I think since it’s Roth it would just be 10% of gains + one-time capital gains tax?

It might be enough. Simply having a lump of $ makes so many more countries welcome to immigrants.

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12 Monkeys

Logseq. Free, cross-platform (I just sync my journals through github), more convenient than any other notes or tasks app I’ve ever used since it auto-organizes everything you tag with graph db relationships. Organizing and constantly reorganizing my notes and tasks has always taken the longest amount of time, and now I can just stream of consciousness everything and let the app do the work. I hear Obsidian is good too, and it was next on my list to try if Logseq didn’t work out. But I do love Logseq.