When you allow people to buy things freely - in this case a limited resource - this was inevitable. Nothing to do with capitalism, i.e. private ownership of means of production. It would have happened under any system in which people can spend their money on whatever they want.
At a certain point you’re at a local maxima and incremental changes just don’t work. They have to be big changes to knock off the hill to another valley and then society has to do the hill climbing again. Sucks and painful but no other way IMO.
Okay, so Luigi didn’t cut healthcare costs. Did you working with people locally cut healthcare costs?
I volunteer in a few things in my neighborhood but I basically do it for warm fuzzies and because I want to make/keep my neighborhood nice. I don’t have any aspirations that it’ll become grander.