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Cake day: July 9th, 2023

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  • It’s been difficult to find manual transmisssions for a couple of decades here in the US. That ship has sailed.

    While most of my life I vowed my kids would learn manual, I gave up on that idea because

    • manual transmission cars are rare and disappearing
    • automatics now are more fuel efficient
    • CVT are reliable and even more efficient
    • EVs don’t shift

    My kids started driving in a world of automatics and will soon be in a world with no transmissions












  • AA5B@lemmy.worldtoMicroblog Memes@lemmy.worldfiction vs. nonfiction
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    8 days ago

    they only denied between 18-32%

    Only

    health insurance allows more people to get coverage than without

    Yet there are more than two choices. It’s not useful to claim the current system is a net positive because the only worse option is no coverage

    you can and should appeal those coverage denials

    Every medical provider I’ve dealt with has people to handle this. They have to spend money hire extra people to redo paperwork, resubmit claims, until it comes through. Is this a good use of anyone’s time or money?



  • How many would die if our health care system wasn’t designed to deny claims, didn’t insert paperwork, process and overhead, didn’t incorporate huge profiteering opportunities? How many would die if everyone were covered? How many would die if coverage were a medical decision instead of medical decisions forced by affordability? How many would die if there were no need for medical debt and bankruptcy?



  • I had all sort of dirt on my boss who was kissing ass to climb the corporate ladder

    I had one where I had just spent like a year training my idiot boss on the systems, just for him to turn around and say I didn’t do anything, but during the exit interview he kept waving around a list of my shortcomings that was literally a blank page

    That was the one where I was foolish enough to be willing to it in all sorts of crazy hours, I was willing to be the first one on, I was willing to be last one out, I was willing to also do his job of a daily status, but I finally drew a line at “and”. This was a startup where we all worked crazy hours - I felt I had to point out that I couldn’t physically do first in and last out: I’d get more sleep working overnight


  • AA5B@lemmy.worldtoMicroblog Memes@lemmy.worldLife hack
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    15 days ago

    It was closed down in 2018 because so few Americans used it

    I was getting excited up until this point. It’s too late for my kids now but I wish we knew about this

    Edit: oh, it was only there for a few years, and we were having a medical crisis at the time. We wouldn’t have been paying attention


  • AA5B@lemmy.worldtoMicroblog Memes@lemmy.worldLife hack
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    15 days ago

    Bank interest rates will never be a path to wealth. At most they help your money stay even with inflation, but usually not even that. This is a reliable low risk way to park money that might npbe needed on short notice, such as an emergency fund

    investments might make you wealthy, over a very long time, assuming prudent choices. However usually risk is inversely proportional to reward: you can also lose a lot very fast, or you might only make middlemen wealthy. Investing is a huge topic area with all sorts of sometimes conflicting advice.

    However looking historically there has never been a, was it decade, where the SP500 stock index lost money. The most reliable way for most people to raise their status might be:

    • start with your first job and put something aside
    • continue putting something aside for your working life
    • invest In an index fund of a Broad market stock index, such as SP500 or FTSE
    • leave it there, rain and shine. Timing doesn’t work but time does
    • retire a millionaire