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Joined 9 months ago
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Cake day: March 1st, 2024

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  • It could just be for reducing churn and keeping the status quo. It’s a prisoners dilemma, if geico spends a million on advertising then they might gain some customers from say progressive. Progressive would then also also have to advertise to attract customers back so they will spend a million on advertising too, now both are spending a million to keep the status quo. If you take a step back and look at the big picture it’s basically everyday people paying higher premiums that go to the advertising company, celebrity etc.

    The car insurance market is pretty static, there’s no opportunity to expand the market outside general population growth since everyone already has a car and has car insurance, so expansion is difficult especially since there arent many differentiating factors, so companies tend to advertise to just keep there current market share. Charity on the other hand has plenty of room for expansion, it can be as much as the disposable income of the country, if you watch an aspca ad and donate your likely to keep donating to the other causes you support, assuming you have the disposable income.






  • You could maybe argue that if the drop was only in small petty crime. Yeah a shopkeeper may stop reporting shoplifting after the 10th time the police don’t respond. That under reporting goes down as the crime gets more serious. Your probably going to report a home break in to the cops even if you know they won’t do anything since you’re going to need a police report for insurance, home break ins have been steadily declining since 2018 when the police staffing “problem” started. This seriousness holds very true for murders which have dropped 12% over the past year

    That’s assuming the victims would be under reporting, if you’re saying the police departments, government etc. Are under reporting then that’s getting into conspiracy territory. Especially because we’re seeing this trend reported across the nation so the conspiracy would have to be massive.

    Also if the government had the ability to do this why would they start now? This idea isn’t too complex so someone could have easily come up with it and started doing it a while ago. If that were the case we’d never see crime rates go up as the politicians would just under report every year and make it look like crime is going down. But we have seen reported crime go up, noticeably in 2022 , and instead of hiding that many politicians and police departments showcased it as a reason to Crack down on crime and increase there budgets.





  • Seems a bit of an exaggeration to say everyone. The population at the time of the revolution was around 2.5 million. Of that maybe 500,000 were the land owning white male “patriots” that would support the revolution and of those maybe half read or were influenced by Thomas Payne so around 250,000. We tend to attach a lot of significance after the fact to the American revolution, and Adam’s, Payne etc. Since it spawned one of the greatest empires the world has ever known but at the time it was a relatively minor tax revolt.

    this isn’t even a matter of the world in general was smaller back then, France at that time had a population of 28 million. Payne would go on to have less success in convincing everyone there on his ideas because the scale is just so much more massive. Same with modern day.